Can I Afford to Live in Hawaii?
Hawaii - Paradise lifestyle with the highest cost of living in the nation. See median rent, home values, and the most affordable ZIP codes below.
Find ZIP Codes You Can Afford in Hawaii
Enter your salary to see neighborhoods in your budget.
🏠 To Buy in Hawaii
With median home value of $820,000, you'd typically need an income of at least $205,000/year and a down payment of $82,000 (10%).
🏘️ To Rent in Hawaii
With median rent of $2,000/month, you should earn at least $72K/year (30% rent-to-income rule). This is above the US median of $1,163/mo.
💰 Median Income
Hawaii residents earn a median household income of $88,005/year. Rent takes approximately 27% of median income.
Most Affordable ZIP Codes in Hawaii
Ranked by lowest median rent, minimum population 3,000+
Top-Rated Neighborhoods in Hawaii
Highest ZipScore - best combination of safety, schools, and quality of life
FAQs: Living in Hawaii
What salary do I need to live comfortably in Hawaii?
To live comfortably in Hawaii, you'd want to earn at least $72,000/year to rent at the median price without being cost-burdened (spending more than 30% of income on housing). To buy at the median home price of $820,000, aim for a salary of $205,000+.
Is Hawaii expensive to live in?
Hawaii has a median rent of $2,000/month, which is above the US national median of $1,163. Cost varies significantly by city and neighborhood - the table above shows the most affordable ZIP codes in Hawaii.
What is the most affordable city in Hawaii?
The most affordable ZIP codes in Hawaii are ranked in the table above by median rent. Smaller cities and suburbs typically offer significantly lower costs than the major metro areas. Click any ZIP code to see its full neighborhood profile.