Louisville, KY
40205
Jefferson County County · Kentucky · Pop. 34,910
Last updated: May 2026
Louisville, Kentucky (ZIP code 40205) is home to approximately 34,910 residents. The median household income in 40205 is $105,633, which is 49% above the national average of $70,784. The cost of living in 40205 is reflected in its housing market - the median home value is $475,085 and the average rent is $1,969/month. 40205 has a violent crime rate of 75.0 per 100,000 residents, which is 80% below the national average - earning it a safety grade of A+. 40205 is served by with an average school rating of 8.3/10. Air quality in 40205 is rated Good with an average AQI of 30.1. The average commute time in 40205 is 24 minutes, 3 minutes below the national average. Compare 40205 vs national averages and nearby neighborhoods using our free ZipScore intelligence platform.
On This Page
👥 Demographics
Race & Ethnicity
💰 Income & Economy
Affordability Assessment: Renters in this area spend approximately 22% of their income on rent, which is considered very affordable. Home prices are moderately affordable at 4.5x the median income.
🏠 Housing
🔒 Safety & Crime
Louisville (40205) is significantly safer than the national average, with violent crime rates 80% below the US average. This is considered a very safe area.
🎓 Schools & Education
Top Schools in 40205
| School | Type | Rating | Students |
|---|---|---|---|
| Louisville Charter School | public | 9/10 | 446 |
| Lincoln Elementary | public | 9/10 | 404 |
| Washington High School | public | 8/10 | 547 |
| Jefferson Middle School | public | 8/10 | 962 |
🌡️ Climate & Weather
🌫️ Air Quality
⚠️ Natural Disaster Risk
🚗 Commute
Nearby ZIP Codes
Compare 40205 With Another ZIP
Pros and Cons of Living in Louisville, KY (40205)
Based on crime, housing, income, schools, and air quality data
✅ Pros
- + Low crime rate - violent crime is 80% below the national average
- + Above-average income - median household income of $105,633
- + Good air quality - average AQI of 30.1 (rated "Good" by EPA standards)
- + Strong schools - average school rating 8.3/10
- + Low natural disaster risk - minimal risk of flooding, earthquakes, and severe weather
⚠️ Cons
- − High housing costs - home prices 57% above the national average
- − High rent - average $1,969/month, above the national median of $1,163
Data sourced from US Census Bureau, FBI Crime Statistics, and EPA. Individual experiences may vary.
Frequently Asked Questions about ZIP Code 40205
What is the population of 40205? ▼
The population of ZIP code 40205 in Louisville, Kentucky is approximately 34,910 people.
Is 40205 safe to live in? ▼
Louisville (40205) is significantly safer than the national average, with violent crime rates 80% below the US average. This is considered a very safe area. Safety Grade: A+.
What is the median income in 40205? ▼
The median household income in 40205 (Louisville, Kentucky) is $105,633. The per capita income is $68,661. The US national median household income is $70,784.
What is the cost of living in 40205? ▼
Renters in this area spend approximately 22% of their income on rent, which is considered very affordable. Home prices are moderately affordable at 4.5x the median income. Median home value: $475,085. Average rent: $1,969/month.
What are schools like in 40205? ▼
Schools in 40205 receive an Education Grade of A. There are 4 schools with an average rating of 8.3/10 and a student-teacher ratio of 13:1. See the full schools section above for individual school listings.
What is the crime rate in 40205? ▼
The violent crime rate in 40205 is 75.0 per 100,000 residents, which is below the national average of 380.7. Property crime rate: 933.0 per 100k (national avg: 1,958.2).
What is the average rent in 40205? ▼
The median monthly rent in 40205 (Louisville, Kentucky) is $1,969/month. The national median rent is $1,163/month.
What is the median home value in 40205? ▼
The median home value in 40205 (Louisville, Kentucky) is $475,085. The national median home value is $303,400.
Is 40205 a good place to live? ▼
40205 (Louisville, Kentucky) has a ZipScore of 77/100 - our composite score based on safety (25%), affordability (20%), schools (15%), air quality (10%), climate (10%), commute (10%), and disaster risk (10%). This is an excellent neighborhood to live in.
What is the air quality in 40205? ▼
The average Air Quality Index (AQI) in 40205 is 30.1 - rated Good by EPA standards. Average PM2.5 level: 4.9 µg/m³.
Data sourced from U.S. Census Bureau (ACS), FBI Uniform Crime Report, EPA AirNow, FEMA National Risk Index, and Open-Meteo. Last updated: May 2026