67 /100

Charlotte, NC

28202

Mecklenburg County County · North Carolina · Pop. 12,360

Last updated: May 2026

Population
12,360
Median Income
$77,601
Median Home
$266,328
Safety Grade
A+
Schools Grade
C+

Charlotte, North Carolina (ZIP code 28202) is home to approximately 12,360 residents. The median household income in 28202 is $77,601, which is 10% above the national average of $70,784. The cost of living in 28202 is reflected in its housing market - the median home value is $266,328 and the average rent is $1,284/month. 28202 has a violent crime rate of 266.0 per 100,000 residents, which is 30% below the national average - earning it a safety grade of A+. 28202 is served by with an average school rating of 6.2/10. Air quality in 28202 is rated Good with an average AQI of 29.8. The average commute time in 28202 is 23 minutes, 4 minutes below the national average. Compare 28202 vs national averages and nearby neighborhoods using our free ZipScore intelligence platform.

👥 Demographics

Median Age
38.8
Avg Household Size
2.23
Foreign Born
11.2%
College Degree+
42.2%
High School+
68.4%
Total Households
4,944

Race & Ethnicity

White
40.3%
Hispanic
13.5%
Black
31.6%
Asian
4.6%
Other
11.5%

💰 Income & Economy

Median Household Income
$77,601
National: $70,784
Per Capita Income
$50,441
Poverty Rate
10.8%
National: 11.6%
Median Family Income
N/A
Gini Coefficient
N/A
Food Stamp Recipients
N/A

Affordability Assessment: Renters in this area spend approximately 20% of their income on rent, which is considered very affordable. Home prices are moderately affordable at 3.4x the median income.

🏠 Housing

Median Home Value
$266,328
National: $303,400
Median Rent/Month
$1,284
National: $1,163
Homeownership Rate
62.3%
Vacancy Rate
5.7%
Total Housing Units
4,944
Price-to-Rent Ratio
N/A

🔒 Safety & Crime

A+
Safety Grade: A+

Charlotte (28202) has lower-than-average violent crime rates - 30% below the national average - making it a relatively safe place to live.

Violent Crime Rate
266.0 per 100k
National: 380.7
Property Crime Rate
1529.0 per 100k
National: 1,958.2
Murder Rate
6.30 per 100k
Robbery Rate
62.6 per 100k
Assault Rate
209.4 per 100k
Burglary Rate
377.3 per 100k

🎓 Schools & Education

C+
Education Grade: C+
4 schools · Avg rating: 6.2/10 · Student-teacher ratio: 16.9:1

Top Schools in 28202

SchoolTypeRatingStudents
Charlotte High School public 7/10 489
Charlotte Academy public 7/10 453
St. Mary's School of Charlotte public 6/10 815
Charlotte Charter School public 6/10 599

🌡️ Climate & Weather

Winter Avg
49°F
Annual Avg
67°F
Summer Avg
90°F
Sunny Days
213
Annual Rainfall
54.3"
Annual Snowfall
2.2"
Avg Humidity
75%
Climate Zone
south climate zone

🌫️ Air Quality

29.8
Avg AQI
Good
Grade
A
PM2.5
6.6 µg/m³
Ozone
34.4 ppb
Good Air Days
254 days
Moderate Days
96 days
Unhealthy Days
23 days

⚠️ Natural Disaster Risk

A+
Overall Risk Grade: A+ · FEMA Flood Zone: X
Flood
Low
20/100
Earthquake
Low
8/100
Tornado
Low
20/100
Hurricane
Moderate
25/100
Wildfire
Low
10/100

🚗 Commute

Avg Commute
23 min
National: 27.6 min
Drive Alone
76.7%
Public Transit
6.0%
Work From Home
18.4%
Walk
1.1%
Bike
0.9%
Carpool
6.4%

Nearby ZIP Codes

Compare 28202 With Another ZIP

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Pros and Cons of Living in Charlotte, NC (28202)

Based on crime, housing, income, schools, and air quality data

✅ Pros

  • + Low crime rate - violent crime is 30% below the national average
  • + Good air quality - average AQI of 29.8 (rated "Good" by EPA standards)
  • + Low natural disaster risk - minimal risk of flooding, earthquakes, and severe weather

⚠️ Cons

No significant concerns identified based on available data.

Data sourced from US Census Bureau, FBI Crime Statistics, and EPA. Individual experiences may vary.

Frequently Asked Questions about ZIP Code 28202

What is the population of 28202?

The population of ZIP code 28202 in Charlotte, North Carolina is approximately 12,360 people.

Is 28202 safe to live in?

Charlotte (28202) has lower-than-average violent crime rates - 30% below the national average - making it a relatively safe place to live. Safety Grade: A+.

What is the median income in 28202?

The median household income in 28202 (Charlotte, North Carolina) is $77,601. The per capita income is $50,441. The US national median household income is $70,784.

What is the cost of living in 28202?

Renters in this area spend approximately 20% of their income on rent, which is considered very affordable. Home prices are moderately affordable at 3.4x the median income. Median home value: $266,328. Average rent: $1,284/month.

What are schools like in 28202?

Schools in 28202 receive an Education Grade of C+. There are 4 schools with an average rating of 6.2/10 and a student-teacher ratio of 17:1. See the full schools section above for individual school listings.

What is the crime rate in 28202?

The violent crime rate in 28202 is 266.0 per 100,000 residents, which is below the national average of 380.7. Property crime rate: 1529.0 per 100k (national avg: 1,958.2).

What is the average rent in 28202?

The median monthly rent in 28202 (Charlotte, North Carolina) is $1,284/month. The national median rent is $1,163/month.

What is the median home value in 28202?

The median home value in 28202 (Charlotte, North Carolina) is $266,328. The national median home value is $303,400. Homes in this ZIP code are more affordable than the national average.

Is 28202 a good place to live?

28202 (Charlotte, North Carolina) has a ZipScore of 67/100 - our composite score based on safety (25%), affordability (20%), schools (15%), air quality (10%), climate (10%), commute (10%), and disaster risk (10%). This is a good neighborhood with solid fundamentals.

What is the air quality in 28202?

The average Air Quality Index (AQI) in 28202 is 29.8 - rated Good by EPA standards. Average PM2.5 level: 6.6 µg/m³.

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Data sourced from U.S. Census Bureau (ACS), FBI Uniform Crime Report, EPA AirNow, FEMA National Risk Index, and Open-Meteo. Last updated: May 2026

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