Charlotte, NC
28205
Mecklenburg County County · North Carolina · Pop. 53,180
Last updated: May 2026
Charlotte, North Carolina (ZIP code 28205) is home to approximately 53,180 residents. The median household income in 28205 is $45,906, which is 35% below the national average of $70,784. The cost of living in 28205 is reflected in its housing market - the median home value is $185,746 and the average rent is $833/month. 28205 has a violent crime rate of 634.0 per 100,000 residents, which is 67% above the national average - earning it a safety grade of B+. 28205 is served by with an average school rating of 5.1/10. Air quality in 28205 is rated Good with an average AQI of 35.1. The average commute time in 28205 is 30 minutes, 2 minutes above the national average. Compare 28205 vs national averages and nearby neighborhoods using our free ZipScore intelligence platform.
On This Page
👥 Demographics
Race & Ethnicity
💰 Income & Economy
Affordability Assessment: Renters in this area spend approximately 22% of their income on rent, which is considered very affordable. Home prices are moderately affordable at 4.0x the median income.
🏠 Housing
🔒 Safety & Crime
Charlotte (28205) has higher-than-average violent crime rates at 67% above the US average. Review specific crime types below for more detail.
🎓 Schools & Education
Top Schools in 28205
| School | Type | Rating | Students |
|---|---|---|---|
| Charlotte Charter School | public | 5/10 | 549 |
| Lincoln Elementary | public | 5/10 | 743 |
🌡️ Climate & Weather
🌫️ Air Quality
⚠️ Natural Disaster Risk
🚗 Commute
Nearby ZIP Codes
Compare 28205 With Another ZIP
Pros and Cons of Living in Charlotte, NC (28205)
Based on crime, housing, income, schools, and air quality data
✅ Pros
- + Affordable housing - median home value $185,746 (below national average of $303,400)
- + Affordable rent - average $833/month vs national $1,163/month
- + Good air quality - average AQI of 35.1 (rated "Good" by EPA standards)
- + Low natural disaster risk - minimal risk of flooding, earthquakes, and severe weather
⚠️ Cons
- − Higher-than-average crime - violent crime rate 67% above US average
- − Below-average income - median household income of $45,906
Data sourced from US Census Bureau, FBI Crime Statistics, and EPA. Individual experiences may vary.
Frequently Asked Questions about ZIP Code 28205
What is the population of 28205? ▼
The population of ZIP code 28205 in Charlotte, North Carolina is approximately 53,180 people.
Is 28205 safe to live in? ▼
Charlotte (28205) has higher-than-average violent crime rates at 67% above the US average. Review specific crime types below for more detail. Safety Grade: B+.
What is the median income in 28205? ▼
The median household income in 28205 (Charlotte, North Carolina) is $45,906. The per capita income is $29,839. The US national median household income is $70,784.
What is the cost of living in 28205? ▼
Renters in this area spend approximately 22% of their income on rent, which is considered very affordable. Home prices are moderately affordable at 4.0x the median income. Median home value: $185,746. Average rent: $833/month.
What are schools like in 28205? ▼
Schools in 28205 receive an Education Grade of F. There are 2 schools with an average rating of 5.1/10 and a student-teacher ratio of 23:1. See the full schools section above for individual school listings.
What is the crime rate in 28205? ▼
The violent crime rate in 28205 is 634.0 per 100,000 residents, which is above the national average of 380.7. Property crime rate: 2741.0 per 100k (national avg: 1,958.2).
What is the average rent in 28205? ▼
The median monthly rent in 28205 (Charlotte, North Carolina) is $833/month. The national median rent is $1,163/month. This ZIP code is more affordable than the national average for renters.
What is the median home value in 28205? ▼
The median home value in 28205 (Charlotte, North Carolina) is $185,746. The national median home value is $303,400. Homes in this ZIP code are more affordable than the national average.
Is 28205 a good place to live? ▼
28205 (Charlotte, North Carolina) has a ZipScore of 51/100 - our composite score based on safety (25%), affordability (20%), schools (15%), air quality (10%), climate (10%), commute (10%), and disaster risk (10%). This area has some advantages but also tradeoffs - review each section.
What is the air quality in 28205? ▼
The average Air Quality Index (AQI) in 28205 is 35.1 - rated Good by EPA standards. Average PM2.5 level: 7.5 µg/m³.
Data sourced from U.S. Census Bureau (ACS), FBI Uniform Crime Report, EPA AirNow, FEMA National Risk Index, and Open-Meteo. Last updated: May 2026