Charlotte, NC
28204
Mecklenburg County County · North Carolina · Pop. 27,180
Last updated: May 2026
Charlotte, North Carolina (ZIP code 28204) is home to approximately 27,180 residents. The median household income in 28204 is $74,466, which is 5% above the national average of $70,784. The cost of living in 28204 is reflected in its housing market - the median home value is $265,859 and the average rent is $1,147/month. 28204 has a violent crime rate of 183.0 per 100,000 residents, which is 52% below the national average - earning it a safety grade of A+. 28204 is served by with an average school rating of 6.1/10. Air quality in 28204 is rated Good with an average AQI of 32.9. The average commute time in 28204 is 22 minutes, 6 minutes below the national average. Compare 28204 vs national averages and nearby neighborhoods using our free ZipScore intelligence platform.
On This Page
👥 Demographics
Race & Ethnicity
💰 Income & Economy
Affordability Assessment: Renters in this area spend approximately 18% of their income on rent, which is considered very affordable. Home prices are moderately affordable at 3.6x the median income.
🏠 Housing
🔒 Safety & Crime
Charlotte (28204) is significantly safer than the national average, with violent crime rates 52% below the US average. This is considered a very safe area.
🎓 Schools & Education
Top Schools in 28204
| School | Type | Rating | Students |
|---|---|---|---|
| St. Mary's School of Charlotte | public | 6/10 | 815 |
| Charlotte Charter School | public | 6/10 | 599 |
| Lincoln Elementary | public | 6/10 | 793 |
🌡️ Climate & Weather
🌫️ Air Quality
⚠️ Natural Disaster Risk
🚗 Commute
Nearby ZIP Codes
Compare 28204 With Another ZIP
Pros and Cons of Living in Charlotte, NC (28204)
Based on crime, housing, income, schools, and air quality data
✅ Pros
- + Low crime rate - violent crime is 52% below the national average
- + Good air quality - average AQI of 32.9 (rated "Good" by EPA standards)
- + Low natural disaster risk - minimal risk of flooding, earthquakes, and severe weather
⚠️ Cons
No significant concerns identified based on available data.
Data sourced from US Census Bureau, FBI Crime Statistics, and EPA. Individual experiences may vary.
Frequently Asked Questions about ZIP Code 28204
What is the population of 28204? ▼
The population of ZIP code 28204 in Charlotte, North Carolina is approximately 27,180 people.
Is 28204 safe to live in? ▼
Charlotte (28204) is significantly safer than the national average, with violent crime rates 52% below the US average. This is considered a very safe area. Safety Grade: A+.
What is the median income in 28204? ▼
The median household income in 28204 (Charlotte, North Carolina) is $74,466. The per capita income is $48,403. The US national median household income is $70,784.
What is the cost of living in 28204? ▼
Renters in this area spend approximately 18% of their income on rent, which is considered very affordable. Home prices are moderately affordable at 3.6x the median income. Median home value: $265,859. Average rent: $1,147/month.
What are schools like in 28204? ▼
Schools in 28204 receive an Education Grade of C. There are 3 schools with an average rating of 6.1/10 and a student-teacher ratio of 17:1. See the full schools section above for individual school listings.
What is the crime rate in 28204? ▼
The violent crime rate in 28204 is 183.0 per 100,000 residents, which is below the national average of 380.7. Property crime rate: 1539.0 per 100k (national avg: 1,958.2).
What is the average rent in 28204? ▼
The median monthly rent in 28204 (Charlotte, North Carolina) is $1,147/month. The national median rent is $1,163/month. This ZIP code is more affordable than the national average for renters.
What is the median home value in 28204? ▼
The median home value in 28204 (Charlotte, North Carolina) is $265,859. The national median home value is $303,400. Homes in this ZIP code are more affordable than the national average.
Is 28204 a good place to live? ▼
28204 (Charlotte, North Carolina) has a ZipScore of 69/100 - our composite score based on safety (25%), affordability (20%), schools (15%), air quality (10%), climate (10%), commute (10%), and disaster risk (10%). This is a good neighborhood with solid fundamentals.
What is the air quality in 28204? ▼
The average Air Quality Index (AQI) in 28204 is 32.9 - rated Good by EPA standards. Average PM2.5 level: 7.7 µg/m³.
Data sourced from U.S. Census Bureau (ACS), FBI Uniform Crime Report, EPA AirNow, FEMA National Risk Index, and Open-Meteo. Last updated: May 2026